James Carvin Insurance Education
Independent Insurance Agent
With extensive experience in health and life insurance for seniors and families, I provide personalized guidance tailored to each client’s unique needs across multiple states. I am licensed and contracted to offer many plans and services but not all of them. I’ve created this Education Center to help simplify the complex. I am also available to present at seminars on request. Please book at least two months in advance. Feel free to contact me if you have any questions.
Health and Life Insurance
The Education Center links below are for Health and Life Insurance only. I do cover Accident insurance in these pages, but I am not an expert on Property Insurance. My Education Center has three general categories:
(1)Health Insurance for Seniors, (2) Health Insurance for the Rest of Us, and
(3) Life Insurance.
My wife and I are in our sixties now. We can’t afford to make mistakes.
I was shocked when our plan changed. Benefits disappeared from one year to the next. I had a heart attack right after open season ended and had to wait the year out. We were on a fixed income. Aargh!
When we were young, we thought we were invulnerable.
We were exceptionally healthy. My wife and I both had health plans at work and we worked out regularly. We felt nicely protected. Then my wife lost her job and had a paralyzing stroke. Don’t be unprepared!
Everyone eventually dies – life insurance is a way to say I love you.
Whether you are leaving those you love a nest egg you’ve finally built, helping them adjust to unthinkable possibilities, or just sparing them your final expenses, leave them with a thoughtful plan that you can afford.
